MD HB684

Carriers must notify enrollees when their primary care provider or behavioral health provider (seen within the past 3 months) is terminated from the network, and enrollees may continue receiving care from those providers for up to 90 days after termination

Carriers must notify the Insurance Commissioner at least 60 days before an anticipated provider or health facility termination that would result in a material change to the network, and file updated access plans within 5 business days of termination (with $5,000/day fines for late filings)

Carriers and health systems must provide each other 90 days written notice before contract termination or nonrenewal, and must notify affected patients at least 30 days in advance

For contracts entered into or renewed after October 1, 2026, carriers and health systems must continue adhering to contract terms, including reimbursement rates, for at least 90 days after termination or nonrenewal

Creates a new 90-day special enrollment period for individuals on the Individual Exchange (or purchasing coverage outside it) whose regular treating provider is terminated from their health plan's network