MD SB351

Insurers must disclose to applicants and policyholders any use of telematics programs that measure vehicle operation, and must establish a process for policyholders to correct or appeal data they believe is erroneous

Insurers are prohibited from using telematics data to cancel, refuse to renew, or refuse to underwrite a private passenger auto insurance policy

Premium increases for telematics-based policies cannot occur in increments of less than 6 months

Maryland Insurance Administration must adopt regulations by July 1, 2027 limiting the types and amounts of data that telematics programs may collect for insurance purposes

The Administration may require insurers to implement governance plans that monitor for unfair discrimination, ensure actuarial justification for premium impacts, and report findings and corrective actions