MD SB774

Health insurance carriers in Maryland must report annual claims data on mental health, substance use disorder, and medical/surgical services to the Insurance Commissioner by March 1 each year, beginning in 2027

Required reporting metrics include network accuracy and availability, network size and composition, provider credentialing timelines, in-network reimbursement levels compared to external benchmarks, out-of-network utilization rates, and access to evidence-based behavioral health care models

Carriers must submit data disaggregated by facility type, provider type, youth enrollees, and adult enrollees, with certification signed by the Chief Financial Officer under penalty of perjury

The Insurance Commissioner must develop uniform reporting templates and publish the data within 5 months on a public website in a consumer-friendly, accessible format

The Act takes effect January 1, 2027, and reported data is classified as non-proprietary and non-confidential, subject only to CMS cell suppression standards for privacy