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ME LD142

Bill

Status

Passed

5/27/2025

Primary Sponsor

James Libby

Click for details

Origin

Senate

132nd Legislature

AI Summary

  • Bureau of Financial Institutions must issue written guidance to state-chartered financial institutions and credit unions on charging multiple fees for attempted withdrawals involving insufficient funds by January 1, 2026

  • Bureau must review guidance from the Federal Deposit Insurance Corporation and National Credit Union Administration on overdraft and insufficient funds fees before developing the guidance

  • Bureau must consult with statewide associations representing state-chartered financial institutions and credit unions during the development process

  • Approved by the Governor on May 29, 2025 as Chapter 38 of the Resolves

Legislative Description

Resolve, Directing the Bureau of Financial Institutions to Issue Guidance Related to the Charging of Multiple Fees for Attempted Withdrawals Involving Insufficient Funds

Financial Institutions

Last Action

FINALLY PASSED, in concurrence.

5/27/2025

Committee Referrals

Health Coverage, Insurance and Financial Services1/14/2025

Full Bill Text

No bill text available