ME LD1713

Prohibits "anti-steering clauses" in contracts between health care providers and insurance carriers, allowing insurers to direct enrollees to specific providers and offer incentives for using them, effective January 1, 2026

Bans "anti-tiering clauses" that restrict insurers' ability to create tiered network plans or assign providers to different tiers based on cost or quality

Prohibits "all-or-nothing clauses" that force insurers to include all members or affiliates of a health care provider in their network as a condition of contracting

Allows carriers to bring civil actions for enforcement, including injunctive and declaratory relief

Authorizes the Attorney General to investigate violations, subpoena records, seek injunctive relief, and impose civil penalties up to $100,000 per violation