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ME LD558

Bill

Status

Passed

6/2/2025

Primary Sponsor

Donna Bailey

Click for details

Origin

Senate

132nd Legislature

AI Summary

  • Prohibits consumer reporting agencies from reporting medical debt on consumer credit reports in Maine
  • Bars medical creditors, debt collectors, and debt buyers from reporting a consumer's medical debt to credit reporting agencies
  • Adds statutory definitions for "debt buyer," "debt collector," "medical creditor," and "medical debt" to Maine's consumer credit reporting laws
  • Replaces previous law that only delayed medical debt reporting for 180 days with a complete ban on such reporting
  • Signed into law by the Governor on June 9, 2025 as Public Law Chapter 201

Legislative Description

An Act to Strengthen Consumer Protections by Prohibiting the Report of Medical Debt on Consumer Reports

Financial Practices

Last Action

PASSED TO BE ENACTED, in concurrence.

6/2/2025

Committee Referrals

Health Coverage, Insurance and Financial Services2/19/2025

Full Bill Text

No bill text available