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ME LD558
Bill
AI Summary
- Prohibits consumer reporting agencies from reporting medical debt on consumer credit reports in Maine
- Bars medical creditors, debt collectors, and debt buyers from reporting a consumer's medical debt to credit reporting agencies
- Adds statutory definitions for "debt buyer," "debt collector," "medical creditor," and "medical debt" to Maine's consumer credit reporting laws
- Replaces previous law that only delayed medical debt reporting for 180 days with a complete ban on such reporting
- Signed into law by the Governor on June 9, 2025 as Public Law Chapter 201
Legislative Description
An Act to Strengthen Consumer Protections by Prohibiting the Report of Medical Debt on Consumer Reports
Financial Practices
Last Action
PASSED TO BE ENACTED, in concurrence.
6/2/2025
Committee Referrals
Health Coverage, Insurance and Financial Services2/19/2025
Full Bill Text
No bill text available