ME SP0720

Nonprofit hospital and medical service organizations prohibited from imposing cost-sharing requirements on screening mammograms, with an exception for health savings account-compatible high deductible plans pending IRS guidance

Civil penalties for insurance regulation violations updated to reference section 12-A instead of the previous $100 cap, and the Superintendent of Insurance granted expanded authority to seek court injunctions and initiate delinquency proceedings for violations

Workers' compensation insurance added to the list of insurance types that must be procured from authorized insurers and cannot be placed through the surplus lines market

Third-party service providers required by January 1, 2027 to notify insurance licensees of cybersecurity events affecting nonpublic information, with new definitions for "ancillary service providers" in the data security framework

Property and casualty insurance guaranty association coverage limits established at $500,000 for cybersecurity insurance claims arising from a single insured event, and $25,000 for unearned premium refunds, with cybersecurity insurance formally defined to include data breaches, ransomware, and related exposures