MI HB4059

Automobile insurers and their employees, agents, and adjusters cannot unreasonably restrict insureds from using any particular health care provider or facility for covered health care services.

Automobile insurers must disclose at or before the time a claim is filed whether they have agreements with specific health care providers or facilities.

Insurers must inform insureds that they are under no obligation to use any particular health care provider or facility recommended by the insurer.

The Office of Financial and Insurance Regulation must develop a plan to inform consumers of their rights regarding health care coverage and procedures to report violations.

The consumer information plan must be submitted to the legislature within 6 months and become operational within 9 months of the law's effective date.