MI HB5234

Prohibits insurers of Medicare supplement policies from denying, conditioning, or excluding benefits based on genetic information of individuals, effective May 21, 2009.

Prohibits discrimination in pricing or premium adjustment of Medicare supplement policies based on genetic information with respect to individuals.

Prohibits insurers from requesting or requiring genetic tests, except for approved research that meets federal human subjects protection standards with clear informed consent and explicit notice that noncompliance has no effect on enrollment or premiums.

Prohibits insurers from requesting, requiring, or purchasing genetic information for underwriting purposes or prior to an individual's enrollment in a Medicare supplement policy.

Allows insurers to use genetic test results for payment determinations under federal health insurance portability regulations, and defines "genetic information" to include individual and family member genetic tests, family disease manifestation, and genetic services, but excludes sex and age information.