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MI HB5634

Bill

Status

Introduced

12/1/2009

Primary Sponsor

Lesia Liss

Click for details

Origin

House of Representatives

95th Legislature

AI Summary

  • Prohibits automobile insurers from refusing coverage, limiting coverage, or charging different rates based on employment, trade, business, occupation, profession, education level, or credit history for an insured or applicant.

  • Allows discounts for group, blanket, or franchise automobile insurance based on actual expense savings, notwithstanding the prohibitions in subsection (1)(a)-(f).

  • Amends existing unfair insurance practices statute to reference the new section 2027a restrictions on automobile insurer rating practices.

  • Takes effect January 1, 2010.

Legislative Description

Insurance; unfair trade practices; use of credit scores, occupation, and level of education for rating; prohibit. Amends sec. 2027 of 1956 PA 218 (MCL 500.2027) & adds sec. 2027a.

Insurance, unfair trade practices

Last Action

Referred To Committee On Economic Development And Regulatory Reform

12/18/2009

Committee Referrals

Economic Development & Regulatory Reform12/18/2009
Insurance12/1/2009

Full Bill Text

No bill text available