MI HB5821

Employers may pay wages by cash, check, direct deposit, or payroll debit card, provided all methods protect earnings from garnishment as required by federal law.

Employers must obtain written consent from employees before using direct deposit or issuing payroll debit cards, except for employers who were already using payroll debit cards as of January 1, 2005.

Employers may require employees to choose between direct deposit or payroll debit card if they provide written notice that non-response within 30 days constitutes consent to receive a payroll debit card.

Payroll debit cards must include at least one free withdrawal per pay period (not more than weekly), unlimited free balance inquiries, 21-day advance notice of fee changes, and cannot be linked to credit or loans.

Employers cannot charge employees any fees or costs related to wage payment methods, and employees may request to change their payment method at any time with implementation within one pay period.