HB 6094 Summary

• Allows insured individuals to select from six different personal protection insurance (PPI) coverage levels ranging from $50,000 to unlimited benefits, with a default unlimited coverage option if no selection is made.

• Increases the catastrophic claims association indemnification threshold from $250,000 to $500,000 (with biennial adjustments after 2013 based on consumer price index or 6%, whichever is less).

• Modifies work loss benefits maximum from $1,000 per 30-day period to $4,878 for the period October 1, 2009 through September 30, 2010, with annual adjustments thereafter starting October 1, 2010.

• Clarifies non-resident coverage limits under section 3163, capping benefits at $50,000 for non-residents injured outside Michigan and reducing the limit from $500,000 to $50,000.

• Specifies that in assigned claims disputes, the lowest coverage amount among disputed policies applies, and includes reasonable attorney fees and interest in reimbursement orders among insurers.