House Bill 6096 Summary

• Transfers administration of the assigned claims plan from the Secretary of State to the Michigan Automobile Insurance Placement Facility, effective upon filing the plan with the Secretary of State.

• Requires the Michigan Automobile Insurance Placement Facility Board of Governors to adopt an assigned claims plan subject to Commissioner approval, with a 30-day approval window and dispute resolution through Ingham County Circuit Court.

• Establishes that assigned claims plan costs are allocated fairly among insurers and self-insurers based on their participation ratios in the market.

• Designates the Placement Facility to make initial eligibility determinations for assigned claims benefits and denies obviously ineligible claims with written notice to claimants.

• Adds assigned claims plan administration as a required function of the Placement Facility alongside its existing duties regarding distribution of applicants, policy issuance, and appointment of participating members to service insureds.