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MI HB6240
Bill
Status
6/8/2010
Primary Sponsor
Richard Ball
Click for details
AI Summary
HB-6240 Summary
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Insurers may exclude or limit coverage for preexisting conditions only if medical advice or treatment was received within 6 months before enrollment, with exclusions limited to 12 months for individual policies and 6 months for large group policies (50+ individuals).
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Health maintenance organizations cannot exclude or limit preexisting condition coverage for individuals covered under group contracts.
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Health maintenance organizations must renew or continue nongroup and group contracts at the option of the individual or plan sponsor, except in cases of fraud, misrepresentation, non-payment, or if coverage is no longer offered in the market.
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Health maintenance organizations are not required to continue healthy lifestyle programs or associated incentives such as vouchers or equipment upon contract renewal.
Legislative Description
Insurance; health; health benefit plans; extend age of dependent coverage, prohibit restriction on lifetime and certain annual limits on benefits, include certain preventive health services, prohibit rescinding coverage, and provide for general amendments. Amends secs. 3406f, 3503 & 3539 of 1956 PA 218 (MCL 500.3406f et seq.) & adds ch. 37A. TIE BAR WITH: HB 6241'10
Insurance, health
Last Action
Referred To Committee On Health Policy
12/1/2010