MI SB0446

Establishes the "Michigan freedom to work for individuals with disabilities law" allowing the Department of Community Health to provide medical assistance to working individuals with disabilities who meet eligibility criteria.

Requires applicants to be disabled under federal SSI or SSDI programs (or would qualify except for earnings exceeding substantial gainful activity level), aged 16-64, with unearned income not exceeding 100% of federal poverty guidelines, and total allowable assets not exceeding $2,000.

Permits enrolled individuals to accumulate up to $75,000 in personal savings and unlimited retirement/IRA accounts while maintaining medical assistance eligibility, and allows temporary employment breaks up to 24 months if involuntary or medically necessary.

Establishes sliding scale premium structure based on gross income: 3% monthly of gross income between 135% of federal poverty guidelines and $75,000 annually; 100% of average program participant cost for income over $75,000 annually.

Requires Department of Community Health to pay Medicare Part B premiums for enrolled individuals and mandates enrolled individuals report income changes exceeding $500 monthly within 30 days; takes effect only if Senate Bill 447 is enacted.