MI SB0744

Prohibits insurers from denying, conditioning, or excluding benefits from Medicare supplement policies based on genetic information for policies delivered, issued, or renewed on or after May 21, 2009.

Prohibits insurers from discriminating in pricing or adjusting premium rates for Medicare supplement policies based on an individual's genetic information.

Allows insurers to deny coverage or increase premiums based on the manifestation of a disease or disorder in an individual, but prohibits using one individual's manifested disease as genetic information to increase group premiums.

Prohibits insurers from requesting or requiring genetic tests, except for voluntary research that complies with federal regulations and does not affect enrollment or premiums, provided the insurer notifies the commissioner.

Defines "genetic information" to include genetic tests, family medical history, genetic services, and genetic counseling, but excludes information about sex or age, or analyses of proteins or metabolites directly related to a manifested disease or disorder.