MI SB1294

Qualified health plans offered by health care corporations through a state exchange under the Affordable Care Act shall not provide coverage for elective abortion.

Health care corporation group or nongroup certificates offered outside a state exchange shall not provide elective abortion coverage except through an optional rider purchased with an additional premium.

Employers may purchase an optional rider for elective abortion coverage if the rider cost is not factored into employee premium contributions and employees receive notice that the coverage is available for minors or dependents without employee notification.

"Elective abortion" is defined as intentional termination of pregnancy except for contraceptive use, procedures to increase probability of live birth, or procedures necessary to avert the pregnant woman's death as determined by physician judgment.

Health care corporations and employers are not required to offer optional abortion coverage riders, and the section does not apply to benefits under Medicaid or create a right to abortion.