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MI HB5805
Bill
Status
12/31/2012
Primary Sponsor
Lesia Liss
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AI Summary
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Authorizes faith-based, nonprofit tax-exempt entities (501(c) organizations) to establish and operate health care sharing ministries in Michigan without being subject to state insurance laws.
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Requires ministries to limit participation to individuals of similar faith and operate as facilitators matching participants with financial or medical needs to those able to contribute.
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Mandates ministries provide monthly written statements to participants detailing total qualified needs submitted and amounts assigned for contribution, with no assumption of risk or promise to pay.
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Requires ministries to distribute a specific written disclaimer on all applications and materials clarifying the ministry is not insurance, contributions are voluntary, and participants remain personally responsible for their medical bills.
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Takes effect January 1, 2013.
Legislative Description
Insurance; health; health care sharing ministries freedom to share act; enact to recognize ministries and provide they are not engaging in the business of insurance. Creates new act.
Insurance, health
Last Action
Assigned Pa 530'12 With Immediate Effect 2012 Addenda
12/31/2012