HB 6091 Summary

• Amends Michigan's Insurance Code (1956 PA 218) to expand the definition of "nonpublic personal financial information" to include age, sex, race, occupation, education level, address, vehicle type, and annual mileage.

• Requires licensees to obtain prior written informed consent from consumers before disclosing nonpublic personal financial information to any person, with limited exceptions for necessary disclosures or legal requirements.

• Establishes that licensees must use reasonable care to secure nonpublic personal financial information and develop written privacy policies addressing collection, security, use, and release of consumer data.

• Modifies notice requirements to allow single annual notices to consumers instead of initial, annual, and revised notices, with flexibility for electronic delivery methods.

• Repeals 16 existing sections of the Insurance Code related to privacy notices and opt-out procedures, replacing them with streamlined privacy protection requirements.