MI SB0321

Insurers are not required to provide coverage for the medical use of marijuana or expenses related to medical marijuana use under personal protection insurance benefits.

Personal protection insurance benefits cover allowable expenses, work loss (limited to first 3 years after accident), and service expenses up to $20 per day for injured persons.

Work loss benefits for the period October 1, 2012 through September 30, 2013 are capped at $5,189.00 per 30-day period, with annual adjustments thereafter based on cost of living changes.

Persons age 60 or older may waive work loss benefit coverage by signing an insurer-provided form and receive a reduced premium rate in exchange.

Funeral and burial expenses are limited to policy amounts between $1,750.00 and $5,000.00, and hospital room charges are limited to reasonable and customary semiprivate rates unless special or intensive care is required.