MI SB0613

Qualified health plans offered by health care corporations through an exchange under the Affordable Care Act shall not provide coverage for elective abortion.

Health care corporation certificates offered outside of an exchange may not cover elective abortions except through an optional rider for which an additional premium is paid by the purchaser.

An employer may purchase an optional rider for elective abortion coverage only if the employer pays the entire premium and provides notice to employees that the coverage is included and can be used by minors or dependents without employee notice.

"Elective abortion" is defined as intentionally terminating a pregnancy for purposes other than increasing probability of live birth, preserving life or health of the child after birth, or removing a dead fetus; excludes contraceptive use and abortions necessary to avert the pregnant woman's death.

This section applies to certificates issued or renewed on or after January 1, 2014, and does not apply to Medicaid benefits or create a right to abortion.