Senate Bill 796 Summary

• Amends the Michigan Consumer Protection Act to define unfair, unconscionable, and deceptive trade practices, including 29 specific prohibited practices (subsections a-mm).

• Prohibits merchants from enforcing automatic renewal agreements for services unless the consumer signs an acknowledgment of the automatic renewal provision before entering the agreement.

• Requires merchants to send notice at least 30 days before automatic renewal, delivered either electronically or by certified mail to the consumer's last known contact information.

• Restricts merchants from requiring consumers to disclose social security numbers as a condition of sale or service, with exceptions for credit extensions, legally required disclosures, background checks, and fraud prevention services.

• Prohibits displaying full credit card account numbers or expiration dates on transaction receipts, with exceptions for handwritten, mechanically imprinted, or photocopied receipts.