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MI HB5640

Bill

Status

Introduced

6/10/2014

Primary Sponsor

Fred Durhal

Click for details

Origin

House of Representatives

97th Legislature

AI Summary

  • Prohibits insurers from requiring fixed annuity contract holders to complete surveys as a condition of payment, including surveys about the holder's financial situation or reasons for seeking payment.

  • Prevents insurers from asking contract holders questions that would delay or prevent payment to which they are entitled, except as otherwise provided in law.

  • Defines "contract holder" as the holder of a fixed annuity contract.

  • Defines "fixed annuity contract" as a deferred annuity contract with an account value credited with interest at a guaranteed rate.

Legislative Description

Insurance; unfair trade practices; insurers requiring fixed annuity contract holders to complete surveys as a condition for payment; prohibit. Amends 1956 PA 218 (MCL 500.100 - 500.8302) by adding sec. 2006a.

Insurance, unfair trade practices

Last Action

Printed Bill Filed 06/11/2014

6/11/2014

Committee Referrals

Insurance6/10/2014

Full Bill Text

No bill text available