MI HB6092

Amends the Insurance Code of 1956 to change references from "commissioner of the office of financial and insurance services" to "director of the department of insurance and financial services"

Requires the director to prominently post automobile insurance rate filing information in plain language on the department website when rate filings are submitted

Prohibits automobile insurers from increasing rates unless written notice is provided to policyholders at least 60 days before the new rates take effect, including the amount of increase and information about requesting public hearings and submitting written comments

Allows persons or organizations to request the director conduct public hearings regarding rate filings, with the director considering relevant input when examining rate filings

Requires insurers to provide policyholders annually with written notices in plain language describing rating classifications, rate variation explanations, procedures to obtain additional premium information, policyholder appeal rights, underwriting rules, and suggestions to contact agents about alternative coverage options