MI HR0164

Calls on Congress to terminate the National Flood Insurance Program (NFIP), which requires homeowners in mapped floodplains to purchase flood insurance as a mortgage condition.

Argues that residents in lower flood-risk states like Michigan receive few benefits from the NFIP while their premiums subsidize rebuilding in high-risk flood regions.

Addresses financial burden on homeowners who face unexpected flood insurance costs when floodplain maps are updated to include previously non-mapped areas.

References H.R. 1194, which would eliminate the NFIP and allow states with similar flood risks to create their own flood insurance programs.

Directs copies of the resolution be sent to the President of the U.S. Senate, Speaker of the House, and Michigan's congressional delegation.