MI HB4022

Requires the Department of Health and Human Services to annually request credit reports from at least one consumer reporting agency for foster children aged 14-17 to monitor for fraudulent activity.

Mandates the department work with affected foster children and consumer reporting agencies to address and remove any fraudulent activity found on credit reports, with authority to report fraud to law enforcement.

Requires the department to assist youth aged 18 and older who were previously in foster care in obtaining their own credit reports, with an option to opt out.

Directs the department to recommend credit checks to permanent caregivers of children under 14 when they leave foster care to detect possible fraudulent activity.

Requires caseworkers to maintain documentation of all credit report requests and correspondence in the child's case record and periodically discuss credit report findings with the foster child.