MI HB5614

Requires insurers and health maintenance organizations offering hospital, medical, or surgical coverage in Michigan to offer elective abortion coverage as an optional rider.

Coverage under the optional abortion rider requires purchasers to pay an additional premium beyond their base insurance policy.

Applies to all expense-incurred policies and certificates delivered, issued, renewed, amended, or adjusted in Michigan, or outside Michigan if covering Michigan residents.

Becomes effective upon enactment for all policies, certificates, and contracts delivered, executed, issued, amended, adjusted, or renewed on or after the bill's effective date.