MI HB5654

Eliminates requirement for insurers to provide 2 certificates of insurance (one for Secretary of State filing) and instead requires only 1 certificate be provided to the insured.

Requires automobile insurers to supply policy information directly to the Secretary of State for private passenger nonfleet automobiles, including insurer name, named insured, address, vehicle identification number, and policy number, on a timeline not more frequent than every 14 days.

Directs Secretary of State to share received policy information with the Michigan automobile insurance placement facility and, until December 31, 2018, with the Department of Health and Human Services for no-fault insurance purposes.

Modifies Section 3173 to clarify that a person disqualified from personal protection insurance benefits through the assigned claims plan due to policy exclusions is disqualified from receiving those benefits, rather than being disqualified from the assigned claims plan itself.

Takes effect 90 days after enactment into law.