MI HB5761

Requires health insurance policies and HMO contracts that cover prescription drugs to include coverage for prescription contraceptives and related medical services necessary to prescribe, dispense, deliver, distribute, administer, or remove them.

Mandates initial dispensing of prescription contraceptives cover a 3-month supply, and subsequent dispensings cover a 12-month supply regardless of whether the insured was covered under the policy at the time of first dispensing.

Allows coverage to be subject to the same copayments, deductibles, and coinsurance provisions that apply to other prescription drugs covered under the policy.

Exempts religious employers from the requirement if they meet all four criteria: inculcating religious values as their purpose, primarily employing persons sharing their religious tenets, primarily serving persons sharing their religious tenets, and qualifying as a nonprofit exempt from Internal Revenue Code section 6033(a)(3)(A) filing requirements.

Takes effect 90 days after enactment for policies, certificates, and contracts delivered, executed, issued, amended, adjusted, or renewed in Michigan or outside Michigan if covering Michigan residents.