MI HB5912

Requires foreclosing governmental units to file proof of service and property visit documentation with the circuit court clerk before the foreclosure hearing date.

Allows property owners to contest forfeited unpaid delinquent taxes, interest, penalties, and fees based on six grounds including lack of legal authority, exemption status, prior payment, fraudulent assessment, or indefinite property description.

Establishes redemption rights expiration on March 31 following judgment entry for uncontested cases or 21 days after judgment for contested cases, after which fee simple title vests absolutely in the foreclosing governmental unit.

Permits courts to withhold property from foreclosure for up to one year or extend the redemption period when the owner is a minor heir, incompetent, without means of support, or experiencing substantial financial hardship.

Allows foreclosing governmental units to cancel foreclosures by recording a certificate of error if they discover the property was not taxable, taxes were paid, proper notice was not given, or other grounds for voiding the forfeiture exist.