MI HB4112

Prohibits employers from refusing to hire or recruit individuals based on credit history or inquiring about job applicants' credit history.

Establishes exceptions allowing credit history inquiries for employees of banks, savings institutions, credit unions, insurance companies, casinos, and licensed securities professionals when duties involve fiduciary or licensed activities.

Prohibits retaliation or discrimination against individuals who file complaints, testify, or participate in investigations related to violations of this act.

Voids any waivers or agreements requiring individuals to surrender protections under this act as a condition of employment.

Allows individuals injured by violations to bring civil suits for damages or injunctive relief, with courts awarding costs and reasonable attorney fees to prevailing plaintiffs.