MI HB4624

Changes "obtain" to "claim" personal protection insurance benefits through the assigned claims plan when no applicable coverage exists or cannot be identified.

Replaces "shall" with "must" for consistency in statutory language regarding benefit reduction requirements and reimbursement obligations.

Establishes 60-day deadline for the Michigan automobile insurance placement facility or assigned insurer to specify in writing what constitutes satisfactory proof of loss after receiving a completed application.

Clarifies that the assigned insurer is not required to pay interest penalties on claims during periods when the claim is reasonably in dispute.

Removes reference to disputes involving equitable distribution of loss from the requirement to apply benefit reductions from other sources under subsection (5), limiting that reduction requirement to situations where no coverage applies or coverage cannot be identified.