MI HB4627

Eliminates requirement for insurers to provide two certificates of insurance; instead requires only one certificate per insured vehicle provided to the insured.

Requires automobile insurers to submit policy information to the Secretary of State for private passenger nonfleet automobiles, including insurer name, named insured, address, vehicle identification number, and policy number, with submissions no more frequent than every 14 days.

Mandates Secretary of State provide submitted policy information to the Michigan Automobile Insurance Placement Facility and to the Department of Health and Human Services until December 31, 2018.

Establishes that transmission of a vehicle identification number to Secretary of State serves as proof of insurance for motor vehicle registration purposes only and does not constitute evidence an actual policy exists.

Makes supplying false information or issuing altered, fraudulent, or counterfeit certificates of insurance a misdemeanor punishable by up to one year imprisonment or a fine up to $1,000, or both.