HB 5115 Summary

• Adds section 3107c to allow physicians, hospitals, clinics, and other medical institutions to receive direct payment of personal protection insurance benefits for services provided to injured persons without requiring the injured person to claim the benefits first.

• Modifies section 3113 to clarify eligibility restrictions for personal protection insurance benefits, including conditions related to unlawfully taken vehicles, uninsured vehicles, non-residents in unregistered vehicles, excluded operators, and vehicles with authorized coverage exclusions.

• Reorganizes section 3114 to establish a priority order for payment of personal protection insurance benefits for occupants of motor vehicles and passengers in various transportation services, with the insurer of the vehicle owner/registrant paying before the insurer of the operator.

• Updates section 3115 to set priority payment order for pedestrians and non-occupants injured in motor vehicle accidents, with recoupment provisions allowing insurers in the same priority level to share costs equitably.

• Modifies section 3151 to clarify that insurers may require mental or physical examinations of persons claiming personal protection insurance benefits for injuries arising from motor vehicle accidents.