MI HB5124

Changes language in Section 3107 from "shall" to "do not" and "must" to clarify that allowable expenses under personal protection insurance do not include charges exceeding reasonable and customary semiprivate hospital accommodations or funeral/burial expenses outside policy limits.

Allows persons age 62 or older to partially waive personal protection insurance coverage except for long-term care products, services, and accommodations necessary for rehabilitation, with insurers required to offer reduced premium rates for partial waivers.

Permits persons age 60 or older who would not be eligible for work loss benefits to waive coverage for work loss benefits by signing an insurer-provided form, with insurers offering reduced premium rates for such waivers.

Clarifies that insurers are not required to provide coverage for medical use of marihuana or related expenses.

Updates terminology from "commissioner" to "director" and grammatical corrections throughout the section regarding cost-of-living adjustments to benefit maximums.