MI SB0532

Reduces the maximum deduction from wages or benefits for unemployment overpayments from 50% to 20% per payment to the individual.

Requires the unemployment agency to issue restitution determinations within 3 years after finality of the initial determination and prohibits recovery actions more than 3 years after the final restitution determination, except for suspected identity fraud cases.

Establishes waiver provisions allowing the agency to waive recovery of improperly paid benefits when repayment would be contrary to equity and good conscience, including cases involving household income at or below federal poverty guidelines.

Prohibits the agency from making fraud determinations based solely on computer-identified discrepancies; requires independent examination of facts to establish willful or intentional violation before issuing sanctions.

Removes the "50% limitation" on deductions for restitution resulting from intentional false statements or misrepresentations, allowing such debts to be collected without the 20% cap.