MI SB1230

Prohibits health insurers from discontinuing a particular type of coverage upon policy renewal if the insured has used the coverage, paid premiums, and committed no fraud or misrepresentation.

Applies to health insurance policies with specific dollar limits that were initially provided to the insured.

Requires insurers to maintain the same type of coverage at renewal even if the insured has utilized the benefits, provided premiums remain current and the policy was obtained honestly.

Applies retroactively to health insurance policies delivered, issued for delivery, or renewed in Michigan before, on, or after the effective date of the amendment.