MI HB4117

Prohibits employers from failing to hire or recruit individuals based on their credit history.

Prohibits employers from inquiring about job applicants' credit histories.

Establishes exceptions allowing credit history consideration for employees of banks, credit unions, savings institutions, licensed lenders under occupational code article 7, casinos, and insurance company employees with fiduciary or securities licensing duties.

Prohibits retaliation against individuals who file complaints, testify, assist in investigations, or oppose violations of the act.

Allows injured individuals to bring civil suits for damages or injunctive relief, with prevailing plaintiffs entitled to recover costs and reasonable attorney fees.