MI HB4211

Increases the threshold for catastrophic claims association liability from $500,000 to $555,000 for policies issued or renewed between July 1, 2017 and June 30, 2019, with biennial adjustments beginning July 1, 2019.

Allows individuals applying for or renewing auto insurance to select either a capped maximum personal protection insurance benefit limit (as set in section 3104(2)) or an unlimited maximum limit option.

Applies the maximum benefit limit only to allowable medical expenses under section 3107(1)(a), not to work loss or other covered benefits.

Replaces references to "commissioner" with "director of the department" throughout the statute to reflect administrative restructuring.

Makes technical corrections to statutory language, including replacing "shall" with "must" and updating various grammatical constructions for clarity.