MI HB4656

Changes "shall" to "must" and "shall apply" to "applies" throughout the statute for grammatical consistency.

Allows persons aged 62 or older to waive personal protection insurance coverage except for long-term care services and rehabilitation, with insurers required to offer reduced premium rates for partial waivers.

Allows persons aged 60 or older who would not be eligible for work loss benefits to waive work loss coverage by signing an insurer-provided form, with reduced premiums available for such waivers.

Clarifies that insurers are not required to provide coverage for medical use of marijuana or marijuana-related expenses.

Adjusts funeral and burial expense limits to between $1,750 and $5,000, and updates terminology from "commissioner" to "director" regarding cost-of-living adjustments.