HB 5678 Summary

• Modifies Section 3172 of Michigan's Insurance Code to specify personal protection insurance benefit limits available through the assigned claims plan for individuals unable to identify applicable coverage.

• Establishes a $2,000,000 benefit limit for persons entitled to claim benefits under specific circumstances outlined in sections 3107d(6)(c) or 3109a(2)(d)(ii).

• Adds a new provision allowing persons entitled to claim benefits under section 3115 to receive coverage limits as provided under section 3107c(1)(d), rather than the standard limits.

• Maintains existing procedures requiring claimants to file applications with the Michigan automobile insurance placement facility and provide reasonable proof of loss within 60 days.