HB 6526 Summary

• Requires health insurance policies in Michigan that cover prescription drugs to include no-cost coverage for all FDA-approved contraceptive drugs, devices, and products prescribed by a physician.

• Mandates coverage of at least one therapeutic equivalent if multiple versions of an FDA-approved contraceptive exist, with physician discretion to override and require coverage of alternatives if medically necessary.

• Requires coverage of voluntary sterilization procedures, patient education and counseling on contraception, and follow-up services including side effect management, device insertion and removal.

• Prohibits copayments, deductibles, or coinsurance for contraceptive coverage (except grandfathered health plans) and extends coverage to insured's spouse and nonspouse dependents.

• Exempts religious employers that provide group health coverage and permits coverage of contraceptives prescribed for non-contraceptive purposes; applies to policies delivered or renewed 90 days after enactment.