Senate Bill 190 Summary

• Establishes the "Fantasy Contests Consumer Protection Act" requiring fantasy contest operators in Michigan to obtain a license from the Michigan Gaming Control Board, with an initial fee of $50,000 and annual renewal fee of $20,000.

• Defines "fantasy contests" as skill-based games with entry fees based on statistical performance of multiple real athletes, explicitly excluding contests based on single teams, high school sports, animal racing, or traditional gambling games.

• Requires licensed operators to implement internal controls including player age verification (minimum 18 years), segregation of player deposits, prohibition of insider participation, identification of highly experienced players, and resources for problem gambling assistance.

• Exempts individuals offering private fantasy contests from their residence to no more than 15 players with maximum annual entry fees of $10,000 (with 95% paid out as prizes) and exempts existing casino licensees from separate licensing requirements.

• Establishes criminal penalties including misdemeanor charges (up to 1 year imprisonment/$10,000 fine) for first or second unlicensed operation violations and felony charges (up to 5 years imprisonment/$50,000 fine) for third or subsequent violations.