MI HB4809

Revises the priority order for motorcycle accident victims to claim personal injury protection (PIP) benefits from the insurer of the motorcycle operator first, then the motorcycle owner/registrant, then the assigned claims plan.

Removes the previous priority claims against the motor vehicle owner or operator involved in the accident, making motorcycle insurers the primary source for PIP benefits in motorcycle-involved accidents.

Clarifies that when multiple insurers are in the same priority level, aggregate coverage is limited to the highest available coverage limit under any one policy.

Maintains existing provisions allowing injured persons to skip to the next priority level if an applicable policy has elected to exclude PIP coverage or if an exclusion applies under section 3109a(2).

Updates cross-references from section 3109(2) to section 3109a(2) to align with current insurance code provisions.