MI HB5341

Allows applicants or named insureds enrolled in Medicaid to select a $50,000 personal protection insurance benefit limit if their spouse and household relatives have qualified health coverage, are enrolled in Medicaid, participate in a health care sharing ministry, or have coverage from another insurer.

Adds health care sharing ministries operating under the Health Care Sharing Ministries Freedom to Share Act (2012 PA 530) as qualifying coverage for purposes of selecting the $50,000 benefit limit.

Maintains existing coverage level options of $250,000, $500,000, or unlimited personal protection insurance benefits for all applicants.

Applies coverage level selections to the named insured, spouse, household relatives, and any other person with a right to claim personal protection insurance benefits under the policy.

Transportation network companies may only select coverage limits of $250,000, $500,000, or unlimited benefits; insurers must offer optional riders for attendant care coverage exceeding applicable limits.