HB 5486 Summary

• Amends the Michigan Consumer Protection Act (1976 PA 331) to define unfair, unconscionable, or deceptive trade practices, effective January 1, 2023.

• Prohibits requiring consumers to disclose Social Security numbers as a condition of sale or service, except for credit transactions, legally mandated disclosures, credit reports, rental background checks, or fraud prevention in remote transactions.

• Adds new unfair practice prohibiting display of card expiration dates or more than the last 4 digits of account numbers on consumer receipts (with exceptions for handwritten, imprinted, or photocopied receipts).

• Establishes requirements for prize offers requiring sales presentations, including written disclosure in 10-point bold type describing the prize value, all terms and conditions, and details of products offered for sale.

• Prohibits false or misleading advertising of live musical performances by using deceptive affiliations between performing groups and recording groups, with limited exceptions for authorized owners, original members, tribute shows, and authorized performances.