MI HB5667

Amends section 3107c of the Insurance Code of 1956 to clarify that a personal protection insurance (PIP) coverage selection remains in effect while the insured continues with the same insurer or an affiliate unless a different coverage option is selected.

Requires insurance forms to conspicuously state that a coverage selection will remain in effect with the same insurer or affiliate unless the insured selects a different option.

Adds a new subsection establishing that if no effective selection is made and no premium payment presumption applies, the policy defaults to unlimited PIP coverage under subsection (1)(d).

Maintains four available PIP coverage levels: $50,000 per individual (for Medicaid-enrolled applicants with specific household conditions), $250,000, $500,000, and unlimited coverage.

Specifies that transportation network companies may only select coverage limits of $250,000, $500,000, or unlimited, and clarifies that insurers must offer riders for attendant care coverage exceeding the applicable limit.