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MI HB6096
Bill
Status
5/11/2022
Primary Sponsor
William Sowerby
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AI Summary
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Requires all home insurance policies delivered, issued, or renewed in Michigan to cover loss of use and occupancy when the state or a political subdivision prohibits occupancy of the dwelling.
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Mandates insurers provide coverage for living expenses during periods when occupancy is prohibited, subject to any monetary limits in the policy.
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Requires insurers to file new or modified home insurance forms with the state insurance director for approval before use, with existing forms needing approval unless previously filed.
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Modifies section 2236 to clarify that form approval requirements apply except where section 2227a provides otherwise.
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Defines "home insurance" according to existing section 2103 of Michigan's insurance code.
Legislative Description
Insurance: property and casualty; coverage for loss of use insurance for condominium and homeowners insurance to cover a loss of use due to this state or a political subdivision of this state prohibiting occupancy; require. Amends sec. 2236 of 1956 PA 218 (MCL 500.2236) & adds sec. 2227a.
Insurance: property and casualty
Last Action
Bill Electronically Reproduced 05/11/2022
5/12/2022