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MI HB6395
Bill
Status
9/22/2022
Primary Sponsor
Alex Garza
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AI Summary
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Amends the Michigan Insurance Code to expand property protection insurance coverage to include costs of removing debris, substances, pollutants, vehicles, and vehicle contents from highways and adjacent property.
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Establishes that property protection insurance benefits now cover removal costs, restoration of damaged property to pre-accident condition, and traffic safety measures (warnings, detours) related to cleanup operations.
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Allows service providers who perform cleanup and disposal work to claim property protection insurance benefits directly from insurers, with priority over claims from governmental bodies or property owners.
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Permits cleanup service providers to bill reasonable and customary fees for removal and disposal services.
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Maintains the existing $1,000,000 per-accident liability limit for property protection insurance benefits under a single policy.
Legislative Description
Insurance: no-fault; coverage for the cleanup of certain spilled motor vehicle fluids and disposal of spill materials; provide to towing servicers. TIE BAR WITH: HB 6396'22
Insurance: no-fault
Last Action
Bill Electronically Reproduced 09/27/2022
9/27/2022