MI SB0708

Amends MCL 500.2120 to allow affiliated insurers to establish separate underwriting rules and rating plans for automobile insurance eligibility.

Expands the bases for underwriting rules to include a new section 2116c in addition to existing sections 2116a and 2116b regarding failure to provide proof of prior insurance maintenance.

Permits underwriting rules based on: vehicle modifications increasing speed/acceleration, failure to maintain required insurance for 6 months prior to application, claim experience for comprehensive coverage refusals, refusal to pay minimum deposits, insurance eligibility points, and vehicle type.

Requires certification from applicants that required insurance was maintained for the 6-month period preceding application or renewal if proof is not otherwise provided.

Contingent on enactment of Senate Bill No. 282 and Senate Bill No. 709 from the 102nd Legislature.